DSCR Rental Loans

Turn Rental Income Into Long-Term Growth.

Flexible, long-term financing for real estate investors purchasing or refinancing income-producing properties.

680+Minimum Credit Score
1.50Minimum DSCR
75%Loan-to-Value
30-YrFixed Available
⌂Purchase or Refinance
☺No Prior Investing Experience Required
Get a Loan Quote →
Modern income-producing rental property
Finance.
Rent.
Reinvest.
Repeat.
Built for Real Estate Investors

Your Rental Income Matters.

DSCR loans are designed for real estate investors, qualifying primarily based on the property's rental income and its ability to cover the debt — not your personal income. Whether you're buying your first rental or growing an existing portfolio, Renvest Capital connects you with long-term financing to move your goals forward.

◎Investor-Focused Financing
☺First-Time Investors Welcome
🤝Flexible Solutions for Your Investment Strategy
DSCR Loan Guidelines

Straightforward Financing for Rental Property Investors.

DSCR Calculator

Does Your Rental Property Qualify?

Enter your property's monthly rental income and expenses to estimate your Debt Service Coverage Ratio (DSCR).

Monthly Rental Income

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Monthly Property Expenses

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$
$

Your Estimated DSCR

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DSCR = Monthly Rental Income ÷ Monthly PITIA

This calculator provides an illustrative estimate, not a loan approval or financing offer. Actual lender calculations and eligibility requirements may differ.

What Can You Finance?

DSCR loans may be available for a wide range of investment properties, subject to program eligibility.

First-Time Investors Welcome

Your First Rental Can Be the Start of Something Bigger.

You don't need years of real estate investing experience to qualify. DSCR financing makes it easier for first-time investors to purchase rental properties and start building long-term wealth through real estate.

Finance Your First Rental →
Build Wealth
Through
Real Estate.
Purchase. Refinance. Grow.

Financing Structured Around Your Investment Strategy.

⌂

Purchase

Acquire an income-producing property with financing designed for real estate investors.

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Refinance

Transition an existing rental property into long-term financing.

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BRRRR

Buy, Rehab, Rent, Refinance, Repeat. A common investor strategy — DSCR refinancing may support the refinance step once a property is rented and stabilized.

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Cash Out

Access equity from existing rental properties while continuing to grow your portfolio.

How It Works

A Simple Process from Application to Closing.

1

Tell Us About the Property

Provide property details, rental income, loan amount, and your investment goals.

2

Review Your Options

We review your scenario and identify the best-fitting financing options.

3

Complete Underwriting

The lender reviews the property, appraisal, rental income, and required documentation.

4

Close Your Loan

Once approved, complete your closing and put your strategy into action.

Built for the Long Term

30-Year Fixed Financing Available.

Long-term rental properties deserve long-term financing. A 30-year fixed DSCR option can provide predictable payments while you focus on growing your portfolio.

Get a Loan Quote →
Finance.
Rent.
Reinvest.
Repeat.

Ready to Grow Your Rental Portfolio?

680+ Credit. 1.50 Minimum DSCR. Up to 75% LTV.

Get a Loan Quote →
◆Real Investors. Real Opportunities.
◆Financing for Your Vision.
◆A Partner for What's Next.